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Start a business · Home care agency · Iowa

How to start a home care agency in Iowa

Iowa does not require a state license for a home care agency, according to Iowa Department of Inspections, Appeals, and Licensing (DIAL), Health Facilities — no non-medical home care category. Non-medical home care agency — no state license in Iowa.

Verified Oct 6, 2026Sources: state agencies, CMS and OIG

License required
No
Application fee
—
Processing time
—
Personal care / attendant care (hourly)
$10.50per 15 min · $42.00/hr
Organizations in the state
396NPPES, Sep 13, 2026
On this page
Licensing

Iowa home care agency license

Iowa does not require a state license for a home care agency, according to Iowa Department of Inspections, Appeals, and Licensing (DIAL), Health Facilities — no non-medical home care category. Non-medical home care agency — no state license in Iowa.

License required
No
Medicaid

Enrolling as a Iowa Medicaid provider

Program
Iowa Medicaid (Iowa HHS) — IA Health Link managed care
Fiscal agent
Iowa Medicaid Enterprise (IME) Provider Enrollment Unit (state-run; no separate fiscal agent named on the enrollment page)
Application fee
Iowa charges institutional providers the fee when enrolling for the first time, adding a practice location or re-enrolling. Its fee table lists which provider types pay and whether the fee goes to Medicare or to Iowa Medicaid (for example, residential care facilities and ICF/ID pay Iowa Medicaid). Federal rule (42 CFR 455.460): the state must collect the CMS application fee from institutional providers that are newly enrolling or re-enrolling; individual physicians and non-physician practitioners are exempt, as are providers already enrolled in (or that already paid the fee to) Medicare or another state's Medicaid/CHIP. CMS set the fee at $750 for calendar year 2026.
Fingerprinting
Iowa names newly enrolling home health agencies and DMEPOS suppliers (and those adding a practice location) as high risk and subject to fingerprinting; under its 2026 strategy some HCBS providers flagged by risk indicators can be raised to high risk. Federal rule (42 CFR 455.434, 455.450(c)): providers the state places in the 'high' categorical risk level, and anyone owning 5% or more of such a provider, must submit fingerprints for a criminal background check.
Site visit
Iowa does pre- and post-enrollment site visits for moderate-risk providers but skips them when Medicare or another state screened the provider at moderate risk in the past 12 months. Federal rule (42 CFR 455.432, 455.450(b)-(c)): the state must do site visits before and after enrollment for providers in the 'moderate' or 'high' risk levels, and any enrolled provider must allow unannounced on-site inspections.
Revalidation
Iowa says providers revalidate every five years. Its 2026-2028 revalidation strategy, sent to CMS, revalidates high-risk providers first from July 1, 2026, then past-due providers, sending notices in waves. Federal rule (42 CFR 455.414): every enrolled provider must be revalidated at least once every 5 years.

Full Iowa Medicaid enrollment guide →

Certificate of need

Does Iowa require a certificate of need?

CON program
Yes
Program
Certificate of Need
Services covered
  • hospitals
  • health care facilities as defined in Iowa Code 135C.1 (nursing facilities, ICF/ID, ICF for persons with mental illness)
  • organized outpatient health facilities
  • ambulatory surgical centers
  • community mental health facilities
  • new or relocated institutional health facilities and changed institutional health services, including mobile health services

Iowa certificate of need details →

EVV

Electronic visit verification in Iowa

Model
MCO-chosen
State vendor
CareBridge (selected by the managed care organizations)
Services in scope
  • personal care
  • attendant care
  • homemaker
  • home health
Alternate EVV allowed
Yes

Iowa EVV requirements →

Labor

Iowa wage floor

State minimum wage
$7.25 an hour
Effective
2009-07-24
Scheduled increases
No scheduled change found in the official sources reviewed.
HCBS 80/20 rule
Federal baseline: 42 CFR 441.302(k) requires the state to show that each provider spends at least 80% of Medicaid payments for homemaker, home health aide and personal care services under 1915(c) waivers on direct care worker pay and benefits. Compliance starts 2030-07-09 (for managed care, the first rating period starting on or after that date); annual payment-adequacy reporting under 441.311(e) starts 2028-07-09. A state may set a lower share for state-defined small providers and exempt providers facing hardship, each only through a public notice-and-comment process. The eCFR text has not changed since 2024-07-09. No state-published 80/20 implementation step (small-provider criteria, hardship exemption or reporting guidance) was found for this state in the official sources reviewed.
Market

Iowa market size

Counts from federal public files: NPPES (active organization NPIs), CMS Care Compare and CMS Medicaid enrollment.

Personal care / in-home supportive care organizations — active organization NPIs (NPPES)
396 (as of Sep 13, 2026)
Total Medicaid and CHIP enrollment (latest reported month)
674,521 (as of Jun 1, 2026)
Rates

What Iowa Medicaid pays

Home care & personal care: published Iowa fee-for-service rates, each linked to its source.

ServiceCodeIowa ratePer hourRank
Personal care / attendant care (hourly)Agency providerT1019$10.50per 15 min$42.003 of 27
Companion careAide or attendantS5135$2.12per 15 min$8.4819 of 20
Respite care (hourly)Agency providerT1005$3.94per 15 min$15.7635 of 38
Respite care (daily)Agency providerS5150$356.93per Daily Limit——
Adult day servicesClinical nurse specialistS5101$26.37per Half Day——

All Iowa Home care Medicaid rates, ranked →

Waivers

Iowa HCBS waivers

Medicaid home and community-based services programs that may pay for this service.

  • Home and Community Based Services - Brain Injury (BI) Waiver (1915(c))
  • Children's Mental Health Waiver (1915(c))
  • Home and Community Based Services – Elderly Waiver (1915(c))
  • HCBS Habilitation program (1915(i))
  • Home and Community Based Services - Health and Disability (HD) Waiver (1915(c))
  • Home and Community Based Services – AIDS/HIV Waiver (1915(c))
  • Home and Community Based Services – Intellectual Disabilities (ID) Waiver (1915(c))
  • Home and Community Based Services - Physical Disability Waiver (1915(c))

Iowa waivers and waiting lists →

FAQ

Frequently asked questions

Do you need a license to start a home care agency in Iowa?

Iowa does not require a state license for a home care agency, according to Iowa Department of Inspections, Appeals, and Licensing (DIAL), Health Facilities — no non-medical home care category. Non-medical home care agency — no state license in Iowa.

Does Iowa require a certificate of need for a home care agency?

Iowa has a certificate of need program covering: hospitals, health care facilities as defined in Iowa Code 135C.1 (nursing facilities, ICF/ID, ICF for persons with mental illness), organized outpatient health facilities, ambulatory surgical centers, community mental health facilities, new or relocated institutional health facilities and changed institutional health services, including mobile health services. Check whether your service is on that list.

How do you become a Medicaid provider in Iowa?

Enroll through Iowa Medicaid Provider Enrollment Unit (Universal Provider Enrollment Application 470-0254); Iowa Medicaid Portal Access (IMPA) for enrolled providers (https://hhs.iowa.gov/medicaid/provider-services/provider-enrollment), run by Iowa Medicaid Enterprise (IME) Provider Enrollment Unit (state-run; no separate fiscal agent named on the enrollment page).

What does Iowa Medicaid pay a home care agency?

Iowa Medicaid pays $10.50 per 15 min for personal care / attendant care (hourly), effective Jun 11, 2012, ranking 3 of 27 states.